Sometimes a senior is able to handle just about all the details of independent living, but needs assistance with keeping the finances in order so bills get paid on time, there is a budget in place, and they don’t become victims of financial abuse or fraud. Professional fiduciaries can provide bill payment services, including monitoring bank accounts and reconciling bank and brokerage statements. Depending on the client’s (and family’s) interest, the fiduciary providing bill payment services can create formal or informal financial reports on whatever frequency and level of detail are desired. With bill payment services, the fiduciary prepares and tracks the checks, and the client actually signs the checks.